At Carrie Pierce & Associates, we truly listen to your needs and place your best interest above our own 100% of the time. Call us to set up a one on one consultation and experience our top of the line service today!
11300 Pinehurst Way NE Seattle, WA 98125 (425) 518-1176

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Fun Facts on Homeowner’s Insurance

Did you know that brick houses cost three times the amount of money to insure than non-brick homes? Apparently in the case of an earthquake they’re the first to go. Although we never actually see them fall down in an earthquake, the insurance companies sure love to use this as a reason to charge you more.

I’ll bet you didn’t know that you can get a homeowner’s insurance policy that protects you in case of a condo assessment. To be specific, the coverage is only effective if the assessment was passed to you due to a natural event like flooding or wind storm damage.

Here’s a no-brainer: AAA members get a discount off their insurance that more than pays for the AAA car service. As an added benefit, AAA insurance brokers can help you shop around the insurance market (see tip below) to get you the best rate.

Here’s an important tip: never go cheap on homeowner’s insurance! Do yourself a favor and get fully covered. When you’ve had an unfortunate event occur and you need to call upon your coverage, you’re already going to be stressed out. Why not get the best coverage possible? Also, it only costs you a few extra bucks per month. It’s worth it for the peace of mind.

Last tip: to get the best possible rates go to an insurance broker—not a representative of one specific company. Insurance brokers are like mortgage brokers, they can shop around the insurance market to get you the best possible policy at the best price. Use whom you may, but I like insurance broker Kenta Shimizu at 425.251.4814.